We provide an all-in-one APR with no additional fees or other charges whatsoever (i.e. no underwriting fees, no admin fees, no servicing fees, no undrawn fees, no line fees, and no minimum utilization or prepayment penalties.)
The only cost associated with our solution is an annualized interest rate that only accrues on the outstanding balance at any given time. With our cost structure, our customers never pay for a single dollar that they don't utilize, nor do they ever pay us a single dollar above their quoted interest rate.
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